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Copyright © 2010 EFS Group. All rights reserved. Securities offered through Securities America, Inc. Member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. An SEC Registered Investment Advisor. Marc Geels, Don Heilbuth, Representatives. E.F. S. Group and the Securities America companies are unaffiliated. Securities America and its representatives do not provide tax or legal advice. Please contact the appropriate professional regarding your particular situation. Securities licensed in: AZ; CA; CO; FL; IN; IA; KS; MI; MN; MO; MT; NE; NJ; SC; SD; TX; WA; WI. Insurance licensed in: AZ; CA (Marc Geels Ca. Ins. Lic. #OH16500); CO; FL; GA; IA; KS; MI; MO; MT; NE; SD; WA; WI. Advisory licensed in: IA; TX | www.finra.org www.sipc.org