FAQ

The explanation, preparation, and execution of a financial plan. This includes Retirement, 401 (k)’s, SEPs/Simples, IRA’s, Defined Contributions, ESOP, Taxes, Investments, Mutual Funds, Annuities, Stocks, Bonds, and College Savings Plans. EFS also has Insurance and Estate Planning.

Anyone looking for a retirement plan. Whether that be active pre-retirees and retirees looking for a plan of action, retirees who are concerned about their future health care needs, an adult child tasked parental power-of-attorney responsibilities, or single and window retirees, EFS has services for all the stages in your life.

Protection, Security, and Privacy is a top priority at EFS Group, and we have multiple levels of security measures in place for you. At the forefront of that security blanket is your financial advisor. They will never share any of your financial information with anyone but you. If he or she notices any abnormalities with your finances you will be notified immediately. Your financial advisor will also never make any decisions with your finances without your direct consent. Our Securities are provided through Securities America, Inc. Member FINRA/SIPC. Advisory services offered through Securities America Advisors, Inc. An SEC Registered Investment Advisor. Marc Geels, Don Heilbuth, Bryon Oines, Dana Baldridge, Representatives. EFS Group and the Securities America companies are unaffiliated. Securities America and its representatives do not provide tax or legal advice. Please contact the appropriate professional regarding your particular situation. Lastly, rest assured knowing we will never use or share your name for marketing purposes. If you have more questions feel free to give us a call.

1. You’ll be greeted warmly and seen on time. 2. Your appointment will last no longer than 60 minutes and no less than 30 minutes. 3. All family decision-makers are welcome and asked to be present during the meeting. 4. By the end of the meeting, you will have a better understanding of the financial processes that EFS uses and if EFS is the right fit for you. 5. If we are the right fit for you, you may have more confidence in your retirement income strategy knowing that the trusted, independently recognized professionals at EFS are here to help you work towards your retirement goals.

Anyone looking for a retirement plan. Whether that be active pre-retirees and retirees looking for a plan of action, retirees who are concerned about their future health care needs, an adult child tasked parental power-of-attorney responsibilities, or single and window retirees, EFS has services for all the stages in your life.

We are an independent, employee-owned financial services group, which allows us to build a better relationship with our customers. These relationships enable your financial advisor to provide you with a variety of personalized, ongoing services.

Unlike some other money managers, we do not work on commission basis. EFS believes that you are so much more than a transaction, that is why we use an advisory fee structure. During your first appointment your financial advisor will be able to explain the fees and what you will be expected to pay. However, you will not pay for more than you’re getting in return. The investment fee analysis in our assessment of your financial needs can show you precisely how much you can expect in annual fees on your portfolio.