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Don't Risk Your Retirement

Are you prepared for unexpected things to occur during retirement?

Growing with your retirement

Your retirement situation is ever-changing, and recognizing that fact is the key to creating a successful, long-term, retirement strategy that stays in sync with your life. As your retirement progresses, keep in mind that our email...

Useless Knowledge Trivia

The longest English word having only a single vowel is strengths.

Useless Knowledge Trivia

Yoda and Miss Piggy were both voiced by the same person. Who knew?

Turning 65 years old?

In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...

Social Security Help

This week alone, we have helped clients save hundreds of thousands of dollars by giving them advice on filing for social security. Send a message with your questions or concerns regarding your social security plan. Contact Us

Movies in a Minute: "Minari"

Movie critic Bruce Miller, The Sioux City Journal. says “Minari” uses small moments to make big statements. Visually and emotionally, it’s a beautiful film – one that stakes a claim to your heart and reminds you...

59 1/2 years old is significant

At age 59½, you may be eligible to start making withdrawals from qualified retirement plans without incurring a 10% federal income-tax penalty. Keep in mind that distributions are taxed as ordinary income. If you’re...

Social Security Tid Bit

You don't know what you don't know until you know it. I had a prospective client come in and they had already filed for Social Security. It was clearly going to cost his retirement income a lot of money. He was able to go back and redo...

Useless Knowledge Trivia

The ZIP in zip code stands for Zone Improvement Plan

Retirement Strategies - Marc on Money Sundays 7:30AM KSCJ or Sound Cloud

Listen to Marc on Money on KSCJ 1360AM or 94.9FM on Sunday mornings at 7:30 for Smart Retirement Strategies. To listen to pre-recorded shows now visit: https://soundcloud.com/user-939064

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest. Managing Your Lifestyle

Useless Knowledge Trivia

Elvis never performed a single encore, so when he left, he wasn't coming back. Hence the phrase 'Elvis has left the building'.

Marc on Money - Retirement Strategies

Listen to Marc on Money on KSCJ 1360AM or 94.9FM on Sunday mornings at 7:30 for Smart Retirement Strategies. Listen Now

Avoid Retirement Traps

It’s possible to avoid these classic #retirement traps, with a little preparation. Learn More

Saving For Retirement Calculator

Retirement may start a new phase of your life. This pre-retirement calculator is designed to help you assess how well you have prepared and what you can do to potentially improve your retirement outlook. https://www.efs4u...

Medicare and Long Term Care Insurance – How They Work Together

While it may be hard to think of now, it’s likely that you’ll need some type of healthcare or daily living assistance as you age. People often think that Medicare covers long-term care, either at home or in a nursing...

Will you be enjoying your retirement?

Have you started planning out your retirement dreams? Most of us develop a vision that includes spending time relaxing, traveling, taking up new hobbies, meeting new friends, and reconnecting with old ones.Dreaming about the future...

Reminder: Required Minimum Distribution Age 72

Remember, you may need to begin taking required minimum distributions (RMDs) from certain retirement accounts once you reach age 72. Prior to the 2019 SECURE Act, the age was 70½.

Are you turning 65 years old?

In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...

Are You Financially Secure?

Marc on Money explains if you are financial secure. Click here to learn more: https://soundcloud.com/user-939064/20-05-23-marc-on-money

Do you have a written retirement plan?

Don't face the future without a plan. Be sure you are well equiped for retirement. We will help you prepare for your next step towards retirement with a comprehensive retirement plan. Call us today 712-224-4651 or visit us www.efs4u.com

Marc on Money Retirement Planning Check-Up

Would you like to save more money in retirement?Listen to Marc on Money on KSCJ 1360AM - 94.9FM Sunday Mornings at 7:30am. You can also listen to Marc's Retirement Planning Check-Up on Sound Cloud. https://soundcloud.com/user-939064

Before You Turn 65

In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...

We Care About You

Each year of life presents its own challenges and opportunities. Working with us means you can pick up the phone to get financial insight from someone who genuinely cares about you and your family. That’s a gift you deserve to...

Social Security At Age 62...

At age 62, you can start to draw Social Security retirement benefits. However, if you continue to work, those benefits will be reduced. The Social Security Administration will deduct $1 in benefits for each $2 an individual earns above...

Identity Theft On The Rise During The Holidays

Scams increase near year-end when people are caught up in the generosity of the holidays, online shopping intensifies and they begin preparations for the next tax season. Here are some ways to protect yourself from identity theft: BEST...

401K Rollover Options

At age 59 1/2, you may be able to start making withdrawals from qualified retirement plans without incurring a 10% federal income-tax penalty. Keep in mind that distributions are taxed as ordinary income. If you’re thinking about...

Consider this...

In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...

FOOD TRUCK FRIDAY coming September 27! Meet Sarge the Service Dog!

Food Truck Friday! - Coming September 27 11:00am - 1:00pm to the Lowes south parking lot - 5758 Sunnybrook Drive - next to EFS Group Wealth Management. Join us for lunch! Register for door prizes. At 12:00 special guest Sarge, a 12...

Financial markets aren’t woolly mammoths: Running from fear can be counterproductive

American humorist Mark Twain once quipped, “I have been through some terrible things in my life, some of which actually happened.” The same can be said of investors. Investors often waste precious time and valuable energy...

Age 59 1/2 is Significant

At age 59½, you may be eligible to start making withdrawals from qualified retirement plans without incurring a 10% federal income-tax penalty. Keep in mind that distributions are taxed as ordinary income. If you’re...

What's the price of uncertainty?

Feel secure about Social Security

Three important questions to consider before you start taking Social Security

Are You Confident Your Investments Are Positioned to Support You?

Risks in retirement?

What is one of the most underestimated risks in retirement?

Social Security Tid Bit

You don't know what you don't know until you know it. I had a prospective client come in and they had already filed for Social Security. It was clearly going to cost his retirement income a lot of money. He was able to go back and redo...

Check out EFS Group and their new blog.

Changes in tax laws, estate planning and insurance regulations and the general fluctuations in the marketplace can affect your investment strategies. Our weekly blog will keep you current on everything you need to know to pursue your...