Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
Do you know someone who is retiring?
Monday, March 28, 2022Do you know someone who is retiring?
Read More401K Rollover Options

At age 59 1/2, you may be able to start making withdrawals from qualified retirement plans without incurring a 10% federal income-tax penalty. Keep in mind that distributions are taxed as ordinary income. If you’re thinking about...
Read MoreFiled Social Security benefits? Maybe it's not too late and you have options. Call us 712-224-4651

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5 steps to take to ensure your have a successful retirement.

5 steps to take to ensure you have a successful retirement. Listen to Marc on Money for your retirement planning checklist. Click here to listen: https://lnkd.in/dUihFeyG
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Are you turning 65 years old?
Friday, December 3, 2021In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...
Read MoreHappy Veterans Day!
Thursday, November 11, 2021To all veterans of all branches and to those who continue to serve. Thank you for your sacrifice, your bravery and the example you set for us all. Thank you for your service!
Read MoreAre you getting the most out of your retirement plan?
Friday, October 29, 2021Visit us today to watch our video presentation www.efs4u.com
Read MoreAre you getting the most out of your retirement plan?

Listen to Marc on Money to find out if you are on the right track. https://soundcloud.com/user-939064/marc-on-money-written-financial-plan
Read MoreAre you financially secure?

Listen to this episode of Marc on Money to fin out if you are financially secure. Click here to learn more: https://soundcloud.com/user-939064/20-05-23-marc-on-money
Read MoreSmart retirement income strategies
Thursday, May 20, 2021A retirement income plan should include guaranteed income, growth potential, and flexibility. Plan for a long retirement, inflation, market volatility, and withdraw the right amount from savings to help reduce the chances of running...
Read MoreWritten Plan for Retirement

Do you have a written financial plan for your retirement? https://soundcloud.com/user-939064/marc-on-money-written-financial-plan
Read MoreWhat is the #1 Question people ask in Retirement?

How much money do I need to retire? I'd like to hear what you think.
Read MoreDon't Risk Your Retirement

Are you prepared for unexpected things to occur during retirement?
Read MoreGrowing with your retirement
Friday, March 5, 2021Your retirement situation is ever-changing, and recognizing that fact is the key to creating a successful, long-term, retirement strategy that stays in sync with your life. As your retirement progresses, keep in mind that our email...
Read MoreUseless Knowledge Trivia
Sunday, February 28, 2021The longest English word having only a single vowel is strengths.
Read MoreUseless Knowledge Trivia
Sunday, February 21, 2021Yoda and Miss Piggy were both voiced by the same person. Who knew?
Read MoreTurning 65 years old?
Friday, February 19, 2021In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...
Read MoreSocial Security Help
Monday, February 15, 2021This week alone, we have helped clients save hundreds of thousands of dollars by giving them advice on filing for social security. Send a message with your questions or concerns regarding your social security plan. Contact Us
Read MoreMovies in a Minute: "Minari"
Friday, February 12, 2021Movie critic Bruce Miller, The Sioux City Journal. says “Minari” uses small moments to make big statements. Visually and emotionally, it’s a beautiful film – one that stakes a claim to your heart and reminds you...
Read More59 1/2 years old is significant
Thursday, February 11, 2021At age 59½, you may be eligible to start making withdrawals from qualified retirement plans without incurring a 10% federal income-tax penalty. Keep in mind that distributions are taxed as ordinary income. If you’re...
Read MoreSocial Security Tid Bit
Tuesday, February 9, 2021You don't know what you don't know until you know it. I had a prospective client come in and they had already filed for Social Security. It was clearly going to cost his retirement income a lot of money. He was able to go back and redo...
Read MoreUseless Knowledge Trivia
Sunday, February 7, 2021The ZIP in zip code stands for Zone Improvement Plan
Read MoreRetirement Strategies - Marc on Money Sundays 7:30AM KSCJ or Sound Cloud
Friday, February 5, 2021Listen to Marc on Money on KSCJ 1360AM or 94.9FM on Sunday mornings at 7:30 for Smart Retirement Strategies. To listen to pre-recorded shows now visit: https://soundcloud.com/user-939064
Read MoreManaging Your Lifestyle
Friday, February 5, 2021Using smart management to get more of what you want and free up assets to invest. Managing Your Lifestyle
Read MoreUseless Knowledge Trivia
Tuesday, February 2, 2021Elvis never performed a single encore, so when he left, he wasn't coming back. Hence the phrase 'Elvis has left the building'.
Read MoreMarc on Money - Retirement Strategies
Tuesday, February 2, 2021Listen to Marc on Money on KSCJ 1360AM or 94.9FM on Sunday mornings at 7:30 for Smart Retirement Strategies. Listen Now
Read MoreAvoid Retirement Traps
Tuesday, February 2, 2021It’s possible to avoid these classic #retirement traps, with a little preparation. Learn More
Read MoreSaving For Retirement Calculator

Retirement may start a new phase of your life. This pre-retirement calculator is designed to help you assess how well you have prepared and what you can do to potentially improve your retirement outlook. https://www.efs4u...
Read MoreMedicare and Long Term Care Insurance – How They Work Together
Wednesday, December 30, 2020While it may be hard to think of now, it’s likely that you’ll need some type of healthcare or daily living assistance as you age. People often think that Medicare covers long-term care, either at home or in a nursing...
Read MoreWill you be enjoying your retirement?
Wednesday, December 30, 2020Have you started planning out your retirement dreams? Most of us develop a vision that includes spending time relaxing, traveling, taking up new hobbies, meeting new friends, and reconnecting with old ones.Dreaming about the future...
Read MoreReminder: Required Minimum Distribution Age 72
Monday, December 7, 2020Remember, you may need to begin taking required minimum distributions (RMDs) from certain retirement accounts once you reach age 72. Prior to the 2019 SECURE Act, the age was 70½.
Read MoreAre you turning 65 years old?
Thursday, September 3, 2020In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...
Read MoreAre You Financially Secure?
Tuesday, September 1, 2020Marc on Money explains if you are financial secure. Click here to learn more: https://soundcloud.com/user-939064/20-05-23-marc-on-money
Read MoreDo you have a written retirement plan?
Monday, July 27, 2020Don't face the future without a plan. Be sure you are well equiped for retirement. We will help you prepare for your next step towards retirement with a comprehensive retirement plan. Call us today 712-224-4651 or visit us www.efs4u.com
Read MoreMarc on Money Retirement Planning Check-Up
Wednesday, July 8, 2020Would you like to save more money in retirement?Listen to Marc on Money on KSCJ 1360AM - 94.9FM Sunday Mornings at 7:30am. You can also listen to Marc's Retirement Planning Check-Up on Sound Cloud. https://soundcloud.com/user-939064
Read MoreBefore You Turn 65
Tuesday, February 25, 2020In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...
Read MoreWe Care About You
Sunday, February 23, 2020Each year of life presents its own challenges and opportunities. Working with us means you can pick up the phone to get financial insight from someone who genuinely cares about you and your family. That’s a gift you deserve to...
Read MoreSocial Security At Age 62...
Wednesday, February 19, 2020At age 62, you can start to draw Social Security retirement benefits. However, if you continue to work, those benefits will be reduced. The Social Security Administration will deduct $1 in benefits for each $2 an individual earns above...
Read MoreIdentity Theft On The Rise During The Holidays
Tuesday, November 26, 2019Scams increase near year-end when people are caught up in the generosity of the holidays, online shopping intensifies and they begin preparations for the next tax season. Here are some ways to protect yourself from identity theft: BEST...
Read MoreConsider this...

In the three months prior to your 65th birthday, you are eligible to apply for Medicare coverage. Signing up early means you’ll be covered the moment you turn age 65 and you may avoid potential gaps in insurance coverage and...
Read MoreFOOD TRUCK FRIDAY coming September 27! Meet Sarge the Service Dog!

Food Truck Friday! - Coming September 27 11:00am - 1:00pm to the Lowes south parking lot - 5758 Sunnybrook Drive - next to EFS Group Wealth Management. Join us for lunch! Register for door prizes. At 12:00 special guest Sarge, a 12...
Read MoreFinancial markets aren’t woolly mammoths: Running from fear can be counterproductive
Monday, August 26, 2019American humorist Mark Twain once quipped, “I have been through some terrible things in my life, some of which actually happened.” The same can be said of investors. Investors often waste precious time and valuable energy...
Read MoreAge 59 1/2 is Significant

At age 59½, you may be eligible to start making withdrawals from qualified retirement plans without incurring a 10% federal income-tax penalty. Keep in mind that distributions are taxed as ordinary income. If you’re...
Read MoreFeel secure about Social Security

Three important questions to consider before you start taking Social Security
Read MoreRisks in retirement?
Tuesday, March 12, 2019What is one of the most underestimated risks in retirement?
Read MoreSocial Security Tid Bit
Tuesday, February 5, 2019You don't know what you don't know until you know it. I had a prospective client come in and they had already filed for Social Security. It was clearly going to cost his retirement income a lot of money. He was able to go back and redo...
Read MoreCheck out EFS Group and their new blog.

Changes in tax laws, estate planning and insurance regulations and the general fluctuations in the marketplace can affect your investment strategies. Our weekly blog will keep you current on everything you need to know to pursue your...
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